Table 7: Estimation results (males, ).

SmokerAlcoholObesityHealth
Coefficient -valueCoefficient -valueCoefficient -valueCoefficient -value

Smoker−0.4203(0.210)
Alcohol−0.5600**(0.020)
Obesity−0.9900***(0.000)

Age 30–440.0682(0.428)0.0862(0.354)0.1807(0.105)−0.7031***(0.000)
Age 45–59−0.0772(0.398)0.1850*(0.057)0.3933***(0.001)−1.3711***(0.000)
Age 60–74−0.4658***(0.000)0.2816**(0.015)0.2992**(0.024)−1.4472***(0.000)
Age >74−0.7263***(0.000)0.0293(0.845)0.0094(0.956)−1.9553***(0.000)
Partnership−0.1724***(0.004)−0.0876(0.135)0.2218***(0.001)0.0015(0.981)
Children−0.1404**(0.015)0.1205**(0.046)−0.0698(0.290)0.1610***(0.010)
Eastern Germany0.0066(0.900)0.0642(0.223)0.0538(0.352)−0.1068**(0.040)
Turkey0.3310***(0.005)−0.7926***(0.000)−0.0552(0.671)0.0759(0.572)
Rest of World0.2350**(0.015)−0.2718**(0.010)0.0815(0.447)0.0075(0.943)

Rel. Poverty0.3749***(0.000)−0.0865(0.347)0.0404(0.672)0.0482(0.619)
Tenous prosperity0.0312(0.587)−0.0879(0.146)0.0615(0.326)−0.0667(0.256)
Higher Income0.0388(0.609)0.1157(0.120)−0.0451(0.596)0.1630**(0.036)
Rel. prosperity−0.0162(0.828)0.1274*(0.076)−0.0030(0.971)0.2301***(0.002)
Economic worries0.2154***(0.000)−0.1074*(0.051)0.1154**(0.043)−0.2784***(0.000)
Unemployed-0.2528**(0.013)0.1961**(0.038)0.0753(0.453)−0.1256(0.175)
Retired0.2428*(0.068)0.4246***(0.002)−0.0151(0.919)0.2103(0.138)
Working h. 1–21−0.1985(0.235)−0.0697(0.689)0.0190(0.920)0.0224(0.896)
Working h. 22–42−0.0080(0.913)0.1218(0.115)−0.0247(0.769)0.2951***(0.000)
Working h. >420.1342*(0.077)0.0656(0.420)0.0574(0.506)0.2449***(0.002)
O-level−0.0987*(0.073)0.0562(0.323)−0.1007(0.103)0.0455(0.426)
High school−0.2964***(0.000)0.1376*(0.085)−0.1143(0.201)0.0329(0.695)
University−0.5291***(0.000)0.1325**(0.047)−0.1897**(0.011)0.1938**(0.031)

Education−0.2481**(0.015)−0.2764**(0.015)−0.0660(0.635)−0.1374(0.281)
Private health ins.−0.1619**(0.019)0.1202*(0.069)−0.1244(0.111)−0.0605(0.387)
Supplemental ins.−0.0460(0.508)0.0845(0.221)−0.0111(0.886)−0.1364*(0.055)
Risk averse−0.0841(0.129)−0.0719(0.190)0.0503(0.392)−0.1593***(0.003)
Risk taker0.1361***(0.007)−0.0015(0.976)−0.0032(0.955)0.1137**(0.027)
Renovation0.0601(0.206)0.0792(0.105)0.0920*(0.084)−0.1227**(0.016)
Mother O-level−0.0816(0.225)−0.0165(0.804)−0.1774**(0.027)
Father O-level0.1267**(0.047)−0.0343(0.580)−0.0374(0.610)
Constant−0.1445(0.168)−0.9135***(0.000)−1.3127***(0.000)1.5902***(0.000)

-values in parentheses: * , ** , *** .