Table 2: Definition and summary statistics for independent variables.

Name Definition Meanb St. Dev. Agea Age in years 30.35 (14.9) Educationa Number of years of formal schooling 6.83 (4.7) Income Monthly family income in 1000s of Taka 7.57 (10.3) Male = 1 if male 54.6 Married = 1 if married 57.2 Muslim = 1 if religion is Islam 78.4 Father use = 1 if father uses tobacco 54.0 Mother use = 1 if mother uses tobacco 65.1 Region = 1 if Rangpur resident, = 0 if Chittagong resident 49.7 Urban = 1 if urban resident 38.0 Agriservice = 1 if agriculture labor or service occupation 23.2 Self-employed = 1 if self-employed or household chores 30.7 Student = 1 if student 26.8 Other = 1 if business or other occupations (control) 19.3

aIn implementation, we also include age squared and education squared. bThe means for binary variables are in percentage.