Research Article

OrclassWeb: A Tool Based on the Classification Methodology ORCLASS from Verbal Decision Analysis Framework

Table 3

Results presentation interface: who is worth the loan?

Final result

Preferable
A1. Short-term loan (3 months). B1. Credit history is good. C1. High—Alt 1
A2. Medium-term loan (6 months). B2. Credit history is reasonable. C2. Intermediate.
A1. Short-term loan (3 months). B2. Credit history is reasonable. C2. Intermediate.
A2. Medium-term loan (6 months). B1. Credit history is good. C2. Intermediate.
A2. Medium-term loan (6 months). B2. Credit history is reasonable. C1. High.
A1. Short-term loan (3 months). B1. Credit history is good. C2. Intermediate.
A1. Short-term loan (3 months). B2. Credit history is reasonable. C1. High.
A2. Medium-term loan (6 months). B1. Credit history is good. C1. High.
A3. Long-term loan (one year or more). B1. Credit history is good. C2. Intermediate.
A3. Long-term loan (one year or more). B1. Credit history is good. C1. High.
A1. Short-term loan (3 months). B3. Credit history is bad. C1. High.

Not preferable
A3. Long-term loan (one year or more). B3. Credit history is bad. C3. Low—Alt 2
A3. Long-term loan (one year or more). B2. Credit history is reasonable. C2. Intermediate.
A3. Long-term loan (one year or more). B3. Credit history is bad. C2. Intermediate.
A3. Long-term loan (one year or more). B2. Credit history is reasonable. C3. Low.
A1. Short-term loan (3 months). B3. Credit history is bad. C3. Low.
A2. Medium-term loan (6 months). B3. Credit history is bad. C3. Low.
A2. Medium-term loan (6 months). B3. Credit history is bad. C1. High.
A3. Long-term loan (one year or more). B3. Credit history is bad. C1. High.
A2. Medium-term loan (6 months). B3. Credit history is bad. C2. Intermediate.
A2. Medium-term loan (6 months). B1. Credit history is good. C3. Low.
A3. Long-term loan (one year or more). B1. Credit history is good. C3. Low.
A2. Medium-term loan (6 months). B2. Credit history is reasonable. C3. Low.
A3. Long-term loan (one year or more). B2. Credit history is reasonable. C1. High.
A1. Short-term loan (3 months). B2. Credit history is reasonable. C3. Low.
A1. Short-term loan (3 months). B1. Credit history is good. C3. Low.
A1. Short-term loan (3 months). B3. Credit history is bad. C2. Intermediate.