Research Article
Analysis of Changes in Market Shares of Commercial Banks Operating in Turkey Using Computational Intelligence Algorithms
Table 2
20 financial ratios that are used between the period of 1990 and 2009.
| | Code | Ratios |
| | | Capital adequacy ratios (CA) | | CA1 | (Shareholders’ equity + profit)/total assets | | CA2 | (Shareholders’ equity + profit)/(deposit + nondeposit sources) | | CA3 | (Net working capital)/total assets | | CA4 | (Shareholders’ equity + profit)/(total assets + noncash loans) | | | Assets quality ratios (AQ) | | AQ1 | Total loans/total assets | | AQ2 | Loans under follow-up/total loans | | AQ3 | Permanent assets/total assets | | | Liquidity ratios (L) | | Liquid assets/total assets | | Liquid assets/(deposit + nondeposit sources) | | TC liquid assets/total assets | | | Profitability ratios (P) | | Net profit (losses)/total assets (ROA) | | Net profit (losses)/total shareholders’ equity (ROE) | | Profit (losses) before taxes after continuing operations/total assets | | | Income-expenditure structure ratios (IE) | | IE1 | Net interest income after receivable under follow-up/total assets | | IE2 | Interest income (net)/interest expenses | | IE3 | Noninterest income (net)/noninterest expenses | | IE4 | Personnel expenses/other operating income | | | Group shares ratios (GS) | | GS1 | Total assets | | GS2 | Total loans | | GS3 | Total deposits | | | Market shares ratio (MS) | | MS | MS = (Y1 + Y2 + Y3)/3 | | | Y1: total assets; Y2: total loans; Y3: total deposits |
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Resource: The Banks Association of Turkey, Banks in Turkey 1990–2009http://www.tbb.org.tr/.
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