Research Article

Households Sociodemographic Profile as Predictors of Health Insurance Uptake and Service Utilization: A Cross-Sectional Study in a Municipality of Ghana

Table 1

Sociodemographic characteristics of respondents.

VariableFrequencyPercentage (%)

Continuous variable
Age
18–2717947.11
28–378021.05
38–476015.79
48–57338.68
58+287.37
Median; mean (SD); Min/Max28.5; 34 (13.96)
Monthly income (GHC)1
>20013051.18
200–5004517.72
500–10006425.20
1000–150093.54
1500+62.36
Median; mean (SD); Min/Max200; 412.94 (417.55); 10/2000
Household size
1–36417.07
4–619552.00
7–911630.93
Mean (SD); Min/Max5.3 (1.93); 1/9
Number of dependents
1–314761.51
4–67029.29
7–9135.44
10+93.77
Mean (SD); Min/Max3.4 (2.3); 1/12
Categorical variable
Gender
Male21957.94
Female15942.06
Education
No formal education4912.93
Primary5915.57
Secondary7920.84
Tertiary17846.97
Other143.69
Marital status
Single19952.37
Married13936.58
Divorce277.11
Widow153.95
Occupation
Skilled13636.96
Semiskilled16143.75
Unemployed7119.29
Place of residence
Slum225.33
Zongo6718.16
Old Town12734.42
Peri-Urban9425.47
New-Site5915.99
Ethnic background
Denkyira18553.94
Other15846.06
Religion
Christianity29680.00
Islam7420.00
NHIS active
Yes27774.26
No9625.74
Use of Healthcare
Yes21563.61
No12336.39

3.82 = USD 1, exchange rates from May 4, 2016.