A Trial of Student Self-Sponsored Peer-to-Peer Lending Based on Credit Evaluation Using Big Data Analysis

Table 5

The prediction result of LR model on 20 test cases.

Test case	Total	Correct	TP	TN	FP	FN	ACC (%)	Sensitivity (%)	Specificity (%)
1	4000	3650	154	3496	304	46	91.25	77.00	92.00
2	4000	3650	154	3496	304	46	91.25	77.00	92.00
3	4000	3648	152	3496	304	48	91.20	76.00	92.00
4	4000	3650	154	3496	304	46	91.25	77.00	92.00
5	4000	3650	154	3496	304	46	91.25	77.00	92.00
6	4000	3686	152	3534	266	48	91.15	76.00	93.00
7	4000	3652	156	3496	304	44	91.30	78.00	92.00
8	4000	3648	152	3496	304	48	91.20	76.00	92.00
9	4000	3684	150	3534	266	50	92.10	75.00	93.00
10	4000	3650	154	3496	304	46	91.25	77.00	92.00
11	4000	3650	154	3496	304	46	91.25	77.00	92.00
12	4000	3686	152	3534	266	48	92.15	76.00	93.00
13	4000	3652	156	3496	304	44	91.30	78.00	92.00
14	4000	3648	152	3496	304	48	91.20	76.00	92.00
15	4000	3652	156	3496	304	44	91.30	78.00	92.00
16	4000	3652	156	3496	304	44	91.30	78.00	92.00
17	4000	3650	154	3496	304	46	91.25	77.00	92.00
18	4000	3648	152	3496	304	48	91.20	76.00	92.00
19	4000	3686	152	3534	266	48	92.15	76.00	93.00
20	4000	3686	152	3534	266	48	92.15	76.00	93.00
Mean	4000	3659	153.4	3505.5	294.5	46.6	91.47	76.70	92.25