A Trial of Student Self-Sponsored Peer-to-Peer Lending Based on Credit Evaluation Using Big Data Analysis

Table 7

The continuous prediction performance of LR model.

Group	Total	BBD	GBD	Sensitivity (%)	Specificity (%)
1	200	154	46	77.00	1.21
2	200	13	187	83.50	6.13
3	200	10	190	88.50	11.13
4	200	5	195	91.00	16.26
5	200	7	193	94.50	21.34
6	200	3	197	96.00	26.53
7	200	5	195	98.50	31.66
8	200	1	199	99.00	36.89
9	200	1	199	99.50	42.13
10	200	1	199	100.00	47.37
11	200	0	200	100.00	52.63
12	200	0	200	100.00	57.89
13	200	0	200	100.00	63.16
14	200	0	200	100.00	68.42
15	200	0	200	100.00	73.68
16	200	0	200	100.00	78.95
17	200	0	200	100.00	84.21
18	200	0	200	100.00	89.47
19	200	0	200	100.00	94.74
20	200	0	200	100.00	100.00

Note. BBD is the number of bad borrowers that was detected from each group; GBD is the number of good borrowers that was detected from each group.