Research Article

A Novel Approach for Reducing Attributes and Its Application to Small Enterprise Financing Ability Evaluation

Table 1

Financing ability evaluation attribute data of 713 small enterprises.

No. Criterion layer Attribute Attribute typesOriginal data Standard data Reduction results
Enterprise 1 Enterprise 713 Enterprise 1 Enterprise 713

1 enterprise basic situation the education background of enterprise legal personQualitative1.0001.0001.0001.000Reserve
11 the number of contract breaches between enterprisesQualitative1.0001.0001.0001.000Delete by correlation analysis

12 debt paying ability asset liability ratioNegative0.5010.4630.4740.513Delete by test significance discrimination
...
32 the ratio of EBITDA and total debtPositive0.084−0.1150.4880.485Delete by correlation analysis

33 enterprise profitability net assets income ratePositive0.085−0.0970.4950.440Delete by test significance discrimination
...
44 net cash flow from operating activitiesPositive0.000−2404133.9700.5030.492Delete by test significance discrimination

45 operation ability Accounts receivable turnover speedPositive4.45045.0600.4690.519Delete by test significance discrimination
...
54 cash cyclePositive3.38623.6950.5020.507Delete by correlation analysis

55 development potential business revenue growth ratePositive−0.5400.0300.4630.483Delete by test significance discrimination
...
63 brand product levelQualitative0.0000.7500.0000.750Reserve

64 enterprise external macro conditions industry cycle indexPositive123.200135.3000.5780.700Reserve
...
69 Engel coefficientNegative44.00037.0000.4500.755Delete by test significance discrimination