Research Article

Credit Risk Assessment for Small and Microsized Enterprises Using Kernel Feature Selection-Based Multiple Criteria Linear Optimization Classifier: Evidence from China

Table 1

Small and microsized enterprises’ basic information.

VariableVariable nameVariable definition

Registered capitalThe amount of registered capital
The size of enterprisesMicro 1, small 2
The size of employeesThe number of the enterprises’ employees
Years of establishment1 plus years since the enterprises’ started to incorporate
The nature of enterprisesPrivate 1, collective 2, foreign commercial 3, Hong Kong, Macao, and Taiwan 4, state owned 5.
Industry of enterpriseManufacturing 1, wholesale and retail 2, electricity and thermal 3, transportation 4, water conservancy 5, agriculture and forestry 6, construction 7, resident service 8, and mining 9