Credit Risk Assessment for Small and Microsized Enterprises Using Kernel Feature Selection-Based Multiple Criteria Linear Optimization Classifier: Evidence from China
Table 1
Small and microsized enterprises’ basic information.
Variable
Variable name
Variable definition
Registered capital
The amount of registered capital
The size of enterprises
Micro 1, small 2
The size of employees
The number of the enterprises’ employees
Years of establishment
1 plus years since the enterprises’ started to incorporate
The nature of enterprises
Private 1, collective 2, foreign commercial 3, Hong Kong, Macao, and Taiwan 4, state owned 5.
Industry of enterprise
Manufacturing 1, wholesale and retail 2, electricity and thermal 3, transportation 4, water conservancy 5, agriculture and forestry 6, construction 7, resident service 8, and mining 9