Credit Risk Assessment for Small and Microsized Enterprises Using Kernel Feature Selection-Based Multiple Criteria Linear Optimization Classifier: Evidence from China

Table 2

Small and microsized enterprises’ financial information.

Variable	Category	Variable name
	Solvency	Asset-liability ratio
		Current ratio
		Quick ratio
		Interest coverage ratio
	Profitability	Operating cash flow liability ratio
		Return on total asset
		Gross profit margin
		Return on sales
		Return on total assets
		Return on equity
	Operating capacity	Inventory turnover ratio
		Account receivable turnover
		Total asset turnover
	Growth capacity	Sales growth rate
		Profit growth rate
		The growth rate of total assets
		Capital accumulation rate
	Cash flow information	Net cash flow from operating activities
		Net cash flow