The Peer Effects of the Usage of Credit Cards in Rural Areas of China: Evidence from Rural China

Table 2

Variable description.

Variables	Mean	Median	Standard deviation	Minimum	Maximum	Obs
ccus	0.132	0	0.339	0	1	2435
pccu	0.132	0.105	0.099	0	0.538	2435
tpay	37,216	30000	26,376	5000	100000	2435
tincome	54,053	40000	58,346	2500	300000	2435
age	48.90	50	13.13	25	71	2435
sex	0.591	1	0.492	0	1	2435
edu	7.868	9	4.085	0	19	2435
sc	0.962	0	1.456	0	5	2435
tp	4.818	5	2.197	1	12	2435
loandemand	0.721	1	0.448	0	1	2435
peersex	0.590	0.577	0.169	0.0400	1	2435
peerage	48.90	49.60	6.458	23.58	63.27	2435
peersc	0.992	0.950	0.601	0	3.556	2435
peeredu	7.872	7.880	1.616	3.143	12.56	2435
peertincome	57894	52000	29777	9043	240000	2435
cuntraffic	0.824	1	0.381	0	1	2435
cunwifi	0.929	1	0.256	0	1	2435
pdistance	147.9	133.1	106.0	10.90	408	2435