Factors Contributing to Low Adherence to Community-Based Health Insurance in Rural Nyanza District, Southern Rwanda

Table 6

Predictors of low adherence to CBHI scheme in rural Nyanza district, 2017.

Adherence to CBHI scheme	Standard error	value	95% confidence interval
Ubudehe category
Category 2	1.66845	<0.005	1.4685	8.93406
Category 3	0.79984	0.215	0.72014	4.28817
Availability of diagnostic facilities
Not satisfied	0.1878	0.062	0.06349	1.06995
Satisfied	0.24524	0.134	0.11239	1.33924
Waiting time to see medical provider
Not satisfied	0.15021	<0.019	0.09107	0.80323
Satisfied	0.35732	0.408	0.20165	1.91777
Time waited to see medical provider
30 to 60 minutes	0.41139	0.870	0.39085	2.21322
1 to 3 hours	0.17006	<0.034	0.09536	0.91306
3 to 6 hours	0.269	0.175	0.11718	1.47737
6 hours and more	0.48247	0.597	0.1764	2.71392
Time waited between services
30 to 60 minutes	0.18474	0.047	0.16505	0.99003
1 to 3 hours	0.22965	0.110	0.12608	1.23469
3 to 6 hours	0.52811	0.714	0.20692	2.94045
6 hours and more	0.53395	0.703	0.19573	3.0023
Premium payment model
convenient	0.40003	0.456	0.17263	2.19946
Not convenient	0.1027	<0.000	0.16814	0.59828
Copayment fees
Affordable	0.38021	0.418	0.17151	2.07982
Not affordable	0.29631	0.651	0.43358	1.68648
Premium fees
Affordable	3.01025	0.546	0.16236	31.0667
Not affordable	3.36583	<0.050	0.94119	19.8788
_Cons	0.69819	0.667	0.06517	5.73393