Research Article
Analysing the Influence of Health Insurance Status on Peoples’ Health Seeking Behaviour in Rural Ghana
Table 1
Background characteristics of study participants by health insurance status.
| Variables | Categories | National Health Insurance Status | Total | χ2 ( value) | Insured | Uninsured | | (%) | | (%) | | (%) |
| Gender | Male | 60 | (45.1) | 66 | (44.0) | 126 | (44.5) | | Female | 73 | (54.9) | 84 | (56.0) | 157 | (55.5) | 0.473 |
| Age | 18–39 | 21 | (15.8) | 63 | (42.0) | 84 | (29.7) | | 40–59 | 49 | (36.8) | 54 | (36.0) | 103 | (36.4) | 0.052 | 60 and above | 63 | (47.4) | 33 | (22.0) | 96 | (33.9) | |
| Education | No education | 49 | (36.8) | 58 | (38.7) | 107 | (37.8) | | Basic education | 42 | (31.6) | 80 | (53.3) | 102 | (36.0) | | Secondary | 14 | (10.5) | 12 | (8.0) | 26 | (9.1) | 0.000 | Tertiary education | 28 | (21.1) | 0 | (0.0) | 28 | (17.1) | |
| Employment status | Unemployed | 31 | (24.8) | 19 | (12.7) | 50 | (17.7) | | Employed | 100 | (75.2) | 131 | (87.3) | 231 | (82.3) | 0.012 |
| Nature of occupation | Farming | 38 | (38.0) | 70 | (53.4) | 108 | (46.8) | | Trading | 16 | (16.0) | 23 | (17.6) | 39 | (16.9) | | Artisan | 25 | (25.0) | 39 | (29.0) | 64 | (27.7) | 0.061 | Public/civil service | 21 | (21.0) | 0 | (0.0) | 21 | (8.6) | |
| Marital status | Single | 34 | (25.6) | 44 | (29.3) | 78 | (27.6) | 0.020 | Married | 99 | (74.4) | 106 | (70.7) | 205 | (72.4) | |
| Household size | 1–5 | 63 | (47.4) | 15 | (10.0) | 78 | (27.6) | | 6–10 | 65 | (48.7) | 121 | (80.7) | 186 | (65.7) | 0.000 | >10 | 5 | (3.6) | 14 | (9.3) | 19 | (6.7) | |
| Average monthly income (GH) | ≤100 | 42 | (31.6) | 82 | (54.7) | 124 | (43.8) | | 101–400 | 57 | (42.9) | 47 | (31.3) | 104 | (36.7) | | 401–600 | 21 | (15.8) | 11 | (7.3) | 32 | (11.2) | 0.012 | 601–1000 | 9 | (6.8) | 6 | (4.0) | 15 | (5.3) | | >1000 | 4 | (2.9) | 4 | (2.7) | 8 | (3.0) | |
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