Research Article

Analysing the Influence of Health Insurance Status on Peoples’ Health Seeking Behaviour in Rural Ghana

Table 1

Background characteristics of study participants by health insurance status.

VariablesCategoriesNational Health Insurance StatusTotal χ2 ( value)
Insured Uninsured
(%)(%)(%)

GenderMale60(45.1)66(44.0)126(44.5)
Female73(54.9)84(56.0)157(55.5)0.473

Age18–3921(15.8)63(42.0)84(29.7)
40–5949(36.8)54(36.0)103(36.4)0.052
60 and above63(47.4)33(22.0)96(33.9)

EducationNo education49(36.8)58(38.7)107(37.8)
Basic education42(31.6)80(53.3)102(36.0)
Secondary14(10.5)12(8.0)26(9.1)0.000
Tertiary education28(21.1)0(0.0)28(17.1)

Employment statusUnemployed31(24.8)19(12.7)50 (17.7)
Employed100(75.2)131(87.3)231(82.3)0.012

Nature of occupationFarming38(38.0)70(53.4)108(46.8)
Trading16(16.0)23(17.6)39(16.9)
Artisan25(25.0)39(29.0)64(27.7)0.061
Public/civil service21(21.0)0(0.0)21(8.6)

Marital statusSingle34(25.6)44(29.3)78(27.6)0.020
Married99(74.4)106(70.7)205(72.4)

Household size1–563(47.4)15(10.0)78(27.6)
6–1065(48.7)121(80.7)186(65.7)0.000
>105(3.6)14(9.3)19(6.7)

Average monthly income (GH)≤10042(31.6)82(54.7)124(43.8)
101–40057(42.9)47(31.3)104(36.7)
401–60021(15.8)11(7.3)32(11.2)0.012
601–10009(6.8)6(4.0)15(5.3)
>10004(2.9)4(2.7)8(3.0)