Research Article
Research on Influence of Attribute Frame Effect on Loan Decision of Undergraduate and Risk Assessment Model of Undergraduate Loan Behavior
| | | Credit rating | Quantity | Number of correct classifications | — | Accuracy (%) | — |
| | Nondefault borrowers | A | 12 | 10 | 83.3% | 76.5 | 72.65% | | — | B | 8 | 6 | 75% | — | — | | — | C | 8 | 6 | 75% | — | — | | — | D | 6 | 4 | 66.7% | — | — |
| | Default borrower | C | 5 | 3 | 60% | 68.8 | — | | — | D | 4 | 3 | 75% | — | — | | — | E | 2 | 1 | 50% | — | — | | — | HR | 5 | 4 | 80% | — | — |
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