Extension and Application of Credibility Models in Predicting Claim Frequency

Table 4

Optimal BMS based on extended negative binomial credibility model.

Year	Number of claims
	0	1	2	3	4	5	6
0	1.00
1	0.85	1.89	2.92	3.96	5.00	6.03	7.07
2	0.74	1.64	2.55	3.45	4.35	5.25	6.15
3	0.66	1.46	2.25	3.05	3.85	4.65	5.45
4	0.59	1.31	2.02	2.74	3.46	4.17	4.89
5	0.53	1.18	1.83	2.48	3.13	3.78	4.43