Research Article

Establishment of the Credit Indicator System of Micro Enterprises Based on Support Vector Machine and R-Type Clustering

Table 2

Indicators and standardized values.

Serial number(a) 
Criteria layer
(b) 
Indicator name
(c) 
Indicator type
(860)

1Internal financial factorsThe cash ratio of main business incomePositive0.0000.142
35The rate of capital accumulationPositive0.4960.498

36Nonfinancial factors within the enterpriseIdentification level of new productQualitative0.0000.000
62The range of product salesQualitative1.0000.500

63External macro environmental factorsIndustry sentiment indicatorPositive0.6950.656
68The growth rate of GDPPositive0.3560.356

69The true credit status of micro enterprise samples10