Research Article
Establishment of the Credit Indicator System of Micro Enterprises Based on Support Vector Machine and R-Type Clustering
Table 2
Indicators and standardized values.
| Serial number | (a) Criteria layer | (b) Indicator name | (c) Indicator type | | | (860) |
| 1 | Internal financial factors | The cash ratio of main business income | Positive | 0.000 | | 0.142 | | | | | | | 35 | The rate of capital accumulation | Positive | 0.496 | | 0.498 |
| 36 | Nonfinancial factors within the enterprise | Identification level of new product | Qualitative | 0.000 | | 0.000 | | | | | | | 62 | The range of product sales | Qualitative | 1.000 | | 0.500 |
| 63 | External macro environmental factors | Industry sentiment indicator | Positive | 0.695 | | 0.656 | | | | | | | 68 | The growth rate of GDP | Positive | 0.356 | | 0.356 |
| 69 | The true credit status of micro enterprise samples | 1 | | 0 |
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