Research Article

[Retracted] Big Data Analytics and Discrete Choice Model for Enterprise Credit Risk Early Warning Algorithm

Table 4

Selection of financial variables.

Financial variables and symbolsFinancial variables and symbolsFinancial variables and symbols

Asset liability ratio (X1)Operating profit/total operating revenue (X11)Earnings per share (X21)
Equity ratio (X2)Return on equity (X12)Net assets per share (X22)
Current assets ratio (X3)Total assets ratio of retained earnings (X13)Total cash to assets ratio (X23)
Current liability ratio (X4)Total assets turnover rate (X14)Net cash flow growth rate (X24)
Working capital/total assets (X5)Turnover rate of accounts receivable (X15)Accounts payable/total assets (X25)
Current ratio (X6)Accounts payable turnover (X16)Accounts payable/current assets (X26)
Quick ratio (X7)Inventory turnover (X17)Current market value debt ratio (X27)
Cash flow liability ratio (X8)Fixed assets turnover rate (X18)P/E ratio (X28)
Interest cover (X9)Growth rate of total assets (X19)ā€‰
Return on total assets (X10)Operating revenue growth rate (X20)ā€‰