|
| | Category | Variable | Description and value |
|
| Dependent | | y | Platform operating status, 0 = operating normally, 1 = operating problematically |
|
| Independent | Operating | Rate | Platform average expected rate of return (%) |
| Characteristics | exis_time | Platform duration from year of platform establishment to year of data collection |
| re_capital | Platform registered capital (10,000 RMB) |
| auto_invest | Whether the platform had automatic bidding, 0 = no, 1 = yes |
| inv_peroid | Platform average investment period (month) |
| Customer feedback | wtd_score | Platform withdrawal score, 1 = not satisfied at all, 2 = not satisfied, 3 = normal, 4 = satisfied, 5 = very satisfied |
| stand_score | Platform stand guard score, 1 = not satisfied at all, 2 = not satisfied, 3 = normal, 4 = satisfied, 5 = very satisfied |
| serve_score | Platform service score, 1 = not satisfied at all, 2 = not satisfied, 3 = normal, 4 = satisfied, 5 = very satisfied |
| exp_score | Platform experience score, 1 = not satisfied at all, 2 = not satisfied, 3 = normal, 4 = satisfied, 5 = very satisfied |
| rec_ornot | Whether the customer would recommend the platform to other people, 0 = no, 1 = yes |
| Regulatory compliance capability | bank_save | Whether the platform had bank depository, 0 = no, 1 = yes |
| Protection | Whether the platform had bid security, 0 = no, 1 = yes |
| safe_gaurd | Whether the platform had safe guard mode, 0 = no, 1 = yes |
| ICP_reg | Whether the platform had ICP registration, 0 = no, 1 = yes |
| asso_par | Whether the platform joined the NIFA (National Internet Finance Association of China), 0 = no, 1 = yes |
| ope_data | Whether the platform disclosed operating statistics, 0 = no, 1 = yes |
| safty_report | Whether the platform disclosed safety assessment report, 0 = no, 1 = yes |
| fin_report | Whether the platform disclosed financial audit report, 0 = no, 1 = yes |
|
