Big Data Credit Report in Credit Risk Management of Consumer Finance

Table 1

Regression results of credit line influencing factors.

Volume	Coefficient	Standard	value		95% confidence interval
Age	1098.593	219.4229	5.01	0.0000	667.8678	1529.318
Education	9673.968	2870.089	3.37	0.001	4040.01	15,307.93
Marital status	-711.139	2468.392	-0.29	0.773	-5556.569	4134.292
Company size	-25,407	3121.991	8.14	0.000	31,535.39	19,278.52
Work position	4330.822	669.6249	6.47	0.000	3016.355	5645.29
Operating hours	-470.134	1572.361	-0.3	0.765	-3556.663	2616.395
Work place	-324.846	1833.539	-0.18	0.859	-3924.066	3274.373