Research Article

Smart Financial Management System Based on Data Ming and Man-Machine Management

Table 1

Comprehensive evaluation index system of intelligent financial management scheme.

Indicators categorySpecific indicators

Financial indicatorsMargin smart financial management, financial net present value, internal rate of return, payback period of static smart financial management, dynamic payback period of smart financial management, revised economic value added, return on intellectual capital, capital preservation rate of increment rate, sales net interest rate, cost reduction, current assets turnover, accounts receivable turnover, assets and interest rate and interest rate, cost, profit margin, net, net assets cash flow, debt yield, cost and expense reduction rate.
Technological innovation levelInternal customer (employee) indicators: employee satisfaction, employee work efficiency, employee dimission rate, employee suggestion rate, employee training rate, employee working ability, employee suggestion ability; external customer indicators: Market share, customer retention rate, customer profitability, customer acquisition rate, product timely delivery rate, sales increase or decrease rate of existing customers, return rate
Development potential level indicatorsGrowth rate of sales, growth rate of net equity, growth rate of assets growth rate of contribution value of intellectual assets growth rate of contribution value of knowledge and intellectual assets, growth rate of net profit, renewal rate of fixed assets, intellectual capital ratio, three-year average growth rate of sales, three-year average growth rate of capital, ratio of technology r&d (research and development) investment.
Business process level metricsProduct life cycle, product production turnover efficiency, timely troubleshooting rate, product qualified rate, accident rate, logistics safety rate, equipment utilization rate, product maintenance days, asset turnover rate, product compliance rate, product return rate, safety productivity, aftersales service, logistics loss rate, product quality qualified rate of upstream enterprises
Risk level indicatorNatural risk rate (such as fire, earthquake, and flood), economic risk rate (such as market supply and demand, finance, and financing), political risk probability (such as policy and reform risk), technical risk probability (such as technology and process improvement risk and calculation distortion risk), equipment failure risk probability (such as accident risk and downtime risk)