Caused due to clouds (temporary), location of panels (permanent), tree, etc. It leads to hotspots, diode failure, cell degradation, reduced output, and at last pull-down panel life expectancy.
Soil deposition due to environmental conditions or seasonal changes, snow deposition or storm, etc. leads to output power loss, overvoltage, and deterioration of joints.
It includes installation damage, cell cracks, interconnection, issues, moisture penetration, yellowing ecosystem localities, etc. This can be fixed by maintenance.