Exploring the Main Effect of e-Banking on the Banking Industry Concentration Degree on Predicting the Future of the Banking Industry: A Case Study

Table 1

Investigation of stationability of variables.

Variable	Probability	Statistics value	Method	Status
PINPAD	0.00001	−13.6	Levin, Lin, and Chut	H0 is rejected (lack of unit root)
POS	0.00001	−11.6	Levin, Lin, and Chut	H0 is accepted (lack of unit root)
NB	0.00001	−5.3	Levin, Lin, and Chut	H0 is rejected (lack of unit root)
RI	0.0041	−2.6	Levin, Lin, and Chut	H0 is rejected (lack of unit root)
ATM	0.00001	−10.6	Levin, Lin, and Chut	H0 is rejected (lack of unit root)
Deposit	0.00001	−5.9	Levin, Lin, and Chut	H0 is rejected (lack of unit root)

References: results of this study.