Can Your Smartphone Make You a Tourist? Mine Does: Understanding the Consumer’s Adoption Mechanism for Mobile Payment System

Table 4

Hypotheses assessment summary.

Path models	Estimate/variance	Sig value	Empirical decision
H1a. Perceived value > intention	0.567	0.000	Supported
H1b. Perceived threat > intention	-0.064	0.125	Unsupported
H1c. Perceived controllability > intention	-0.065	0.320	Unsupported
H2. Perceived value > satisfaction > intention	-0.038	0.576	Unsupported
H3a. Performance expectancy > intention	-0.412	0.021	Supported
H3b. Effort expectancy > intention	0.126	0.003	Supported
H3c. Hedonic motivation > intention	0.135	0.000	Supported
H3d. Habit > intention	0.177	0.005	Supported
H4a. Usage barrier > intention	-0.103	0.021	Supported
H4b. Value barrier > intention	0.069	0.127	Unsupported
H4c. Risk barrier > intention	-0.116	0.006	Supported
H4d. Tradition barrier > intention	0.049	0.286	Unsupported
H4e. Image barrier > intention	-0.143	0.000	Supported