Research Article
Can Your Smartphone Make You a Tourist? Mine Does: Understanding the Consumer’s Adoption Mechanism for Mobile Payment System
Table 4
Hypotheses assessment summary.
| Path models | Estimate/variance | Sig value | Empirical decision |
| H1a. Perceived value > intention | 0.567 | 0.000 | Supported | H1b. Perceived threat > intention | -0.064 | 0.125 | Unsupported | H1c. Perceived controllability > intention | -0.065 | 0.320 | Unsupported | H2. Perceived value > satisfaction > intention | -0.038 | 0.576 | Unsupported | H3a. Performance expectancy > intention | -0.412 | 0.021 | Supported | H3b. Effort expectancy > intention | 0.126 | 0.003 | Supported | H3c. Hedonic motivation > intention | 0.135 | 0.000 | Supported | H3d. Habit > intention | 0.177 | 0.005 | Supported | H4a. Usage barrier > intention | -0.103 | 0.021 | Supported | H4b. Value barrier > intention | 0.069 | 0.127 | Unsupported | H4c. Risk barrier > intention | -0.116 | 0.006 | Supported | H4d. Tradition barrier > intention | 0.049 | 0.286 | Unsupported | H4e. Image barrier > intention | -0.143 | 0.000 | Supported |
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