Analysis of Factors Affecting Use Behavior towards Mobile Payment Apps: A SEM Approach

Table 5

Results of structural model path coefficients.

Hypotheses	Relationship		t-value	values	Remark
H1	PE- > BI	0.165	3.640	<0.01	Supported
H2	EE- > BI	0.187	3.890	<0.01	Supported
H3	SI- > BI	0.169	4.569	<0.01	Supported
H4	FC- > BI	0.312	5.094	<0.01	Supported
H5	HM- > BI	0.141	4.254	<0.01	Supported
H6	BI- > UB	0.875	44.181	<0.01	Supported
				-square
Behavioral intention	0.718^a	0.487	PE- > BI	0.024
Use behavior	0.765^b	0.519	EE- > BI	0.025
			SI- > BI	0.042
			FC- > BI	0.097
			HM- > BI	0.044
			BI- > UB	3.258

Note: ^apredictors (constant): PE: performance expectancy; EE: effort expectancy; SI: social influence; FC: facilitating conditions; HM: hedonic motivation. Dependent variable: BI: behavioral intention. . ^bPredictor (constant): BI: behavioral intention. Dependent variable: UB: use behavior; .