The Role of Fintech on Bank Risk-Taking: Mediating Role of Bank’s Operating Efficiency

Table 4

Correlation matrix.

	Variable	FP	AS	LR	ID	SI
1	FP	1
2	AS	-0.156	1
3	LR	-0.018	-0.012	1
4	ID	-0.135	0.071	0.038	1
5	SI	0.073	-0.192	-0.073	-0.027	1

FP: fintech product; AS: asset size; LR: liquidity ratio; ID: income diversification; SI: shadow income. .