Journal of Mathematics / 2013 / Article / Tab 3

Research Article

Metric Divergence Measures and Information Value in Credit Scoring

Table 3

Calculation of IV and WOE.

AgeCountTot. distr.GoodsDistr. goodBadsDistr. badWOEWOE1

Missing10002.5%8602.38%1403.65%−0.427194.117875
18–22400010%30408.41%96025%−0.108981.15268
23–26600015%492013.61%108028.13−0.726131.516347
27–29900022.5%810022.4%90023.44%−0.045262.197225
30–351000025%950026.27%50013.02%0.701962.944439
35–44700017.5%680018.81%2005.21%1.283883.526361
44+30007.5%29408.13%601.56%1.649343.89182

Total40000100%36160100%3840100%

, and .
L 1 = 0.6684, L 2 = 0.2987, and L = 0.1659.

We are committed to sharing findings related to COVID-19 as quickly and safely as possible. Any author submitting a COVID-19 paper should notify us at help@hindawi.com to ensure their research is fast-tracked and made available on a preprint server as soon as possible. We will be providing unlimited waivers of publication charges for accepted articles related to COVID-19.