Population Characteristics and Their Implications on the Benefit Basket of National Social Health Insurance Scheme in Sierra Leone: A Prospective View

Table 2

Population characteristics and their implications on benefit basket.

Variables	Frequency (n = 1,185)	Percentage
The first step taken by a household when a member is sick
Do nothing	31	2.62
Go to a chemist shop	605	51.05
Go to a prayer camp	23	1.94
Use leftover drugs at home	372	31.39
Others	154	13
Type of health facility used by household heads in seeking healthcare (multiple choice responses)
Public facility
No	70	5.91
Yes	1,115	94.09
Private facility
No	910	76.79
Yes	275	23.21
Mission facility
No	1,104	93.16
Yes	81	6.84
Traditional healers
No	1,032	87.09
Yes	153	12.91
Chemist shop
No	800	67.51
Yes	385	32.49
Funding sources for health-related expenditure
Out of pocket	1,097	92.57
Private insurance	34	2.87
Social support	54	4.56
Challenges with funding sources
Delay	333	28.1
Insufficient fund	840	70.89
Abuse	12	1.01
Awareness of SLeSHI implementation
No	904	76.29
Yes	281	23.71
Willingness to pay and join the SLeSHI by household heads
No	67	5.65
Yes	1,118	94.35
Amount willing to contribute in categories in Leones (Le)	Freq. (n = 1,118)	(%)	Mean	SD
1000–9000	338	30.23	14089.45	18690.41
10000–19000	503	44.99
20000–29000	161	14.4
30000–39000	49	4.38
40000+	67	5.99
Willingness to contribute percentage of monthly income
No	537	48.03
Yes	581	51.97
Total	1,118	100
Percent of monthly income formal workers are willing to contribute (n = 581)	—	—	Mean	SD
1%	136	23.41	3.03	1.80
2%	165	28.40
3%	61	10.50
4%	29	4.99
5%	178	30.64
8%	7	1.20
10%	5	0.86
Preferred mode of premium payment (n = 1,118)
Monthly	889	79.52
Every six months	182	16.28
Yearly	46	4.11
Once in a lifetime	1	0.09
Willingness to accept any form of cost sharing (n = 1,118)
No	437	39.09
Yes	681	60.91
The preferred form of cost sharing (multiple choice responses) n = 681
Coinsurance
No	311	45.67
Yes	370	54.33
Copayment
No	358	52.57
Yes	323	47.43
Deductible
No	318	46.7
Yes	363	53.3
Level of confident of household heads (n = 1,118)
Not confident	154	13.77
Somehow confident	386	34.53
Confident	295	26.39
Very confident	158	14.13
Highly confident	125	11.18

^∗indicate significant association between the variable and willingness to pay.