Research Article
Population Characteristics and Their Implications on the Benefit Basket of National Social Health Insurance Scheme in Sierra Leone: A Prospective View
Table 2
Population characteristics and their implications on benefit basket.
| Variables | Frequency (n = 1,185) | Percentage |
| The first step taken by a household when a member is sick | Do nothing | 31 | 2.62 | Go to a chemist shop | 605 | 51.05 | Go to a prayer camp | 23 | 1.94 | Use leftover drugs at home | 372 | 31.39 | Others | 154 | 13 |
| Type of health facility used by household heads in seeking healthcare (multiple choice responses) | Public facility | No | 70 | 5.91 | Yes | 1,115 | 94.09 | Private facility | No | 910 | 76.79 | Yes | 275 | 23.21 | Mission facility | No | 1,104 | 93.16 | Yes | 81 | 6.84 | Traditional healers | No | 1,032 | 87.09 | Yes | 153 | 12.91 | Chemist shop | No | 800 | 67.51 | Yes | 385 | 32.49 |
| Funding sources for health-related expenditure | Out of pocket | 1,097 | 92.57 | Private insurance | 34 | 2.87 | Social support | 54 | 4.56 |
| Challenges with funding sources | Delay | 333 | 28.1 | Insufficient fund | 840 | 70.89 | Abuse | 12 | 1.01 |
| Awareness of SLeSHI implementation | No | 904 | 76.29 | Yes | 281 | 23.71 |
| Willingness to pay and join the SLeSHI by household heads | No | 67 | 5.65 | Yes | 1,118 | 94.35 |
| Amount willing to contribute in categories in Leones (Le) | Freq. (n = 1,118) | (%) | Mean | SD | 1000–9000 | 338 | 30.23 | 14089.45 | 18690.41 | 10000–19000 | 503 | 44.99 | 20000–29000 | 161 | 14.4 | 30000–39000 | 49 | 4.38 | 40000+ | 67 | 5.99 |
| Willingness to contribute percentage of monthly income | No | 537 | 48.03 | Yes | 581 | 51.97 | Total | 1,118 | 100 |
| Percent of monthly income formal workers are willing to contribute (n = 581) | — | — | Mean | SD | 1% | 136 | 23.41 | 3.03 | 1.80 | 2% | 165 | 28.40 | 3% | 61 | 10.50 | 4% | 29 | 4.99 | 5% | 178 | 30.64 | 8% | 7 | 1.20 | 10% | 5 | 0.86 |
| Preferred mode of premium payment (n = 1,118) | Monthly | 889 | 79.52 | Every six months | 182 | 16.28 | Yearly | 46 | 4.11 | Once in a lifetime | 1 | 0.09 |
| Willingness to accept any form of cost sharing (n = 1,118) | No | 437 | 39.09 | Yes | 681 | 60.91 |
| The preferred form of cost sharing (multiple choice responses) n = 681 | Coinsurance | No | 311 | 45.67 | Yes | 370 | 54.33 | Copayment | No | 358 | 52.57 | Yes | 323 | 47.43 | Deductible | No | 318 | 46.7 | Yes | 363 | 53.3 |
| Level of confident of household heads (n = 1,118) | Not confident | 154 | 13.77 | Somehow confident | 386 | 34.53 | Confident | 295 | 26.39 | Very confident | 158 | 14.13 | Highly confident | 125 | 11.18 |
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∗indicate significant association between the variable and willingness to pay.
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