Research Article

Access Differentials in Primary Healthcare among Vulnerable Populations in a Health Insurance Setting in Kumasi Metropolis, Ghana: A Cross-Sectional Study

Table 3

Perception of the NHIS by vulnerable groups.

VariablesGroups value
Elderly
Mean (SD)
Pregnant women
Mean (SD)
Female porters
Mean (SD)
Sex workers
Mean (SD)
Others
Mean (SD)

NHIS is not enough to provide my healthcare needs4.5 (1.8)4.5 (1.7)3.9 (1.7)4.9 (2.1)4.1 (1.7)0.017
NHIS does not cover all medical and other equipment expenses5.0 (1.6)4.5 (1.7)4.2 (1.4)5.6 (1.7)4.5 (1.3)<0.001
NHIS does not cover physical examination for my health care4.2 (1.7)3.0 (1.7)2.9 (1.7)4.8 (1.8)3.6 (1.8)<0.001
With NHIS, I have long waiting time at the facility2.9 (1.8)3.7 (1.4)3.9 (1.4)4.9 (1.8)4.1 (1.2)<0.001
NHIS ensures that the vulnerable enjoys the same rights to healthcare as other members in society4.3 (1.6)4.8 (1.6)4.6 (1.8)5.5 (1.8)4.7 (1.9)<0.001
Premium is too expensive considering my finances1.7 (1.2)2.4 (1.3)2.6 (1.4)3.3 (1.8)2.1 (1.0)<0.001
I am discriminated at the facility with NHIS1.7 (1.1)2.0 (1.2)2.0 (1.2)2.8 (1.9)1.6 (7.5)<0.001

People with disabilities, drug users, prisoners, and orphans; NHIS = National Health Insurance Scheme. Mean computed from response on a 7-point Likert scale: 1 = strongly disagree, 2 = disagree, 3 = somewhat disagree, 4 = neutral, 5 = somewhat agree, 6 = agree, and 7 = strongly agree.