Research Article

Access Differentials in Primary Healthcare among Vulnerable Populations in a Health Insurance Setting in Kumasi Metropolis, Ghana: A Cross-Sectional Study

Table 4

Acceptability of health services under the NHIS.

VariablesTotal sample (%)Vulnerable groups value
Elderly (%)Pregnant women (%)Female porters (%)Sex workers (%)Others (%)

NHIS status
Insured97.799.296.394.295.9100.00.021
Uninsured2.30.83.75.84.10.0

Current active membership status87.585.388.593.980.3100.00.003
If status is active, do you always use it?
Yes95.796.089.593.687.194.00.035
No4.34.010.56.412.9dd6.0

Ever been exempted from paying the NHIS premium44.034.959.861.026.064.0<0.001
Source of payment for your NHIS
Self-payment59.171.837.834.277.328.2<0.001
Dependent1.71.72.51.41.50.0
Deduction from salary0.60.00.04.10.02.6
Exemption benefit to payment38.526.559.760.321.269.2

Pay money for services even with your NHIS card
Yes25.123.919.027.228.640.0<0.001
No27.227.732.533.32.934.0
Sometimes47.748.548.439.568.626.0

Encountered any problem since you started using NHIS
Yes11.86.612.414.317.130.6<0.001
No88.293.487.685.782.969.4

Source of care accessed with your NHIS
Public92.998.592.086.476.191.5<0.001
Private7.11.58.013.623.98.5

People with disabilities, drug users, prisoners, and orphans; NHIS = National Health Insurance Scheme.