A Trial of Student Self-Sponsored Peer-to-Peer Lending Based on Credit Evaluation Using Big Data Analysis

Table 8

The continuous prediction performance of GBDT model.

Group	Total	BBD	GBD	Sensitivity (%)	Specificity (%)
1	200	159	41	79.50	1.08
2	200	11	189	85.00	6.05
3	200	10	190	90.00	11.05
4	200	5	195	92.50	16.18
5	200	7	193	96.00	21.26
6	200	3	197	97.50	26.45
7	200	3	197	99.00	31.63
8	200	1	199	99.50	36.87
9	200	0	200	99.50	42.13
10	200	1	199	100.00	47.37
11	200	0	200	100.00	52.63
12	200	0	200	100.00	57.89
13	200	0	200	100.00	63.16
14	200	0	200	100.00	68.42
15	200	0	200	100.00	73.68
16	200	0	200	100.00	78.95
17	200	0	200	100.00	84.21
18	200	0	200	100.00	89.47
19	200	0	200	100.00	94.74
20	200	0	200	100.00	100.00