Research Article

[Retracted] A Convolutional Neural Network-Based Model for Supply Chain Financial Risk Early Warning

Table 1

Risk early-warning index system.

First-level indexSecond-level indexThird-level indexIndex description

Financing enterprise qualificationProfitabilityRate of return on assets(Total profits + financial expenses)/average total assets
Return on net assetsNet profit/average balance of shareholders' equity
Net operating rateNet profit/operating income
Management abilityTurnover rate of accounts receivableAverage occupation of operating income/accounts receivable
Inventory turnoverOperating cost/average inventory occupancy
Total asset turnoverOperating income/total average assets
Development abilityGrowth rate of operating income(Operating income for the current period this year - operating income for the same period last year)/operating income for the same period last year
Net profit growth rate(Current amount of net profit this year - amount of net profit in the same period last year)/amount of net profit in the same period last year
Debt-paying abilityCurrent ratioCurrent assets/liabilities
Quick ratio(Current assets - inventory)/current liabilities
Interest protection multiple(Net profit + income tax expenses + financial expenses)/financial expenses
Asset-liability ratioTotal liabilities/assets
Operating environment conditionMacroeconomy environmentMacroeconomic operation state
National macrocontrol policy
Legal and policy environment
Industry development prospectIndustrial policy
Industry development stage
Industry competition intensity
Core enterprise qualificationProfitabilityReturn on net assetsNet profit/average balance of shareholders' equity
Operating profit marginOperating profit/operating income
Debt-paying abilityQuick ratio(Current assets - inventory)/current liabilities
Interest protection multiple(Net profit + income tax expenses + financial expenses)/financial expenses
Material characteristicsPrice stabilityPrice fluctuation range of pledged goods in the last quarter
Cash abilityThe ability to sell pledged goods for cash
The material is easy to be damaged.
Degree
The natural property of the material and whether it is conducive to preservation
Supply chain Operation conditionClose cooperation degreeCooperation timeYear of cooperation between core enterprises and financing enterprises
Degree of information sharingInformation sharing degree of B2C supply chain
Upstream and downstream enterprises
Degree of dependence
The degree of connection between the financing enterprise and the core enterprise
Previous performance situationFinancing enterprise
Breach of contract record
Whether to breach the contract or not