A Novel Approach for Reducing Attributes and Its Application to Small Enterprise Financing Ability Evaluation

Table 6

The key influencing factors of small enterprise financing ability.

No.	Criterion layer	Influencing factors
1	enterprise basic situation	the education background of enterprise legal person
2		local residence permission of enterprise legal person
3		the gender of enterprise legal person
4		years for the job of enterprise legal person
5		enterprise tax records
6		enterprise law-abiding business conditions
7	debt paying ability	quick ratio
8		the main business income cash ratio
9		full capitalization rate
10		noncurrent liabilities business activities net cash flow ratio
11	enterprise profitability	total assets return rate
12		gross profit rate
13		EBITDA
14	operation ability	rate of return on investment
15	development potential	new product identification level
16		patent status
17		product sales scope
18		brand product level
19	enterprise external macroconditions	industry cycle index