Research Article

The Credit Asset of Enterprise Accounts Receivable Pricing Model

Table 10

Input and output factors impacted the environment system.

Category of decision-making unitInput indicators (China/US/India)Output indicators (China/US/India)

CountryI11: GDP growth rate (6.70%, 2.10%, 7%)O11: sovereign credit rating (AA−/AA+/BBB−)
I12: development rate of unemployment rate (1.22, 0.94, 1)O12: DTF (Business Environment Index) (64.28, 82.45, 55.27)
I13: growth rate of import and export (−0.90%, −2.02%, −5.80%)
I14: exchange rate (6.7153, 1, 67.1993)
ProvinceInput Index (Beijing/Shanghai Jiangsu province)Output Index (Beijing/Shanghai/Jiangsu province)
I21: growth rate of provincial financial institutions’ debt (9.02%, 14.62%, 12.80%)O21: growth rate of provincial financial institutions bad debt (0.67%, 1.39%, 0.77%)
I22: growth rate of total retail sales of social consumer goods in this province (6.21%, 10.93%, 8.85%)O22: growth rate of general public budget revenue (7.50%, 5.00%, 16.10%)
I23: growth rate of fixed assets investment in the whole society (5.90%, 7.50%, 6.30%)
IndustryInput Index (wholesale and retail/pharmaceutical manufacturing/automotive manufacturing)Output Index (wholesale and retail/pharmaceutical manufacturing/automotive manufacturing)
I31: growth rate of the industry main business income (−5.43%, 10.19%, 4.79%)O31: average price-earnings ratio for the last year in this industry (44.55, 53.09, 21.82)
I32: growth rate of owners’ equity of companies in this industry (6.16%, 19.69%, 11.83%)O32: growth rate of companies in this industry (0.81%, 4.69%, 8.25%)