| | Dimension | Indicator, symbol, and score content | Importance degree and weight | Further explanation of variables |
| | Reputation | S1: whether the commodity quality level is higher than the industry average (0, 0.5, and 1 respectively mapped below, flat, and above) | 4, 0.1393 | | | S2: whether the commodity brand effect is higher than the industry average (0, 0.5, and 1 respectively mapped below, flat, and above) | 4, 0.1393 | | | S3: whether the commodity price-performance ratio is higher than the industry average (0, 0.5, and 1 respectively mapped below, flat, and above) | 4, 0.1393 | | | Performance | S4: whether the seller has fulfilled contracts and commitments to the buyer (1 and 0 respectively mapped to yes and no) | 5, 0.1679 | | | Compliance | S5: whether there is management and service in advance (1 and 0, respectively mapped to yes and no) | 3, 0.1107 | Customer files, credit sales reporting system, contract management, performance guarantee, and so on. | | | S6: whether there is management and service during the trade (1 and 0 respectively mapped to yes and no) | 3, 0.1107 | Customer moving resource management system, including the management of customers, delivery orders, invoices and collection process. | | | S7: whether there is management and service afterward (1 and 0 respectively mapped to yes and no) | 3, 0.1107 | Reconciliation measures and means. | | | S8: whether there are special departments or functions of departments engaged in management and service (1 and 0, respectively mapped to yes and no) | 2, 0.0821 | Credit management responsibility is implemented to departments and individuals. |
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