Farmer’s Credit Rating Model and Application Based on Multilayer Unified Network with Linear Classifier

Table 4

The credit rating for farmers in A County in 2011.

Credit score	Credit grade	Credit rating	Credit line	Conditions
≥105	Excellent I	AAA	CNY 50,000
90 to 104	Excellent II	AA	CNY 40,000	With joint guarantee of three or more families
			CNY 30,000	Without joint guarantee
80 to 89	Good	A	CNY 20,000	With joint guarantee of three or more families
			CNY 10,000	Without joint guarantee
70 to 79	Average	B	CNY 10,000	With joint guarantee of three or more families
			CNY 0	Without joint guarantee
69≤	Bad	C