[Retracted] Big Data Analytics for Complex Credit Risk Assessment of Network Lending Based on SMOTE Algorithm

Table 2

Data composition.

Data processing	Data set	0	1	Total	0 (%)	1 (%)
	Original data	30	992	1022	2.935	97.065
Random sampling	Test set (test)	15	496	511	2.935	97.065
	Training set (train)	15	496	511	2.935	97.065
SMOTE	New training set (ntrain)	90	150	240	37.5	62.5