Improved ML-Based Technique for Credit Card Scoring in Internet Financial Risk Control

Table 3

Confusion matrix.

		Predicted value		Total
		1	0
Actual value	1	True positive rate (TP)	False negative rate (FN)	TP + FN
	0	False positive rate (FP)	True negative rate (TN)	FP + TN
Total		TP + FP	FN + TN	TP + FN + FP + TN