Research Article
Improved ML-Based Technique for Credit Card Scoring in Internet Financial Risk Control
| Score: | GS | GS rate (%) | BS | BS rate (%) | TS | TR (%) | BR (%) |
| [low, 575] | 366 | 6.01 | 542 | 24.63 | 908 | 10.02 | 51.28 | [576, 585] | 518 | 8.31 | 396 | 15.32 | 914 | 9.65 | 32.32 | [586, 595] | 722 | 9.35 | 345 | 15.2 | 1067 | 10.86 | 30.19 | [595, 601] | 699 | 9.35 | 263 | 10.36 | 962 | 9.52 | 21.25 | [602, 608] | 885 | 10.52 | 132 | 9.52 | 1017 | 10.27 | 18.77 | [609, 615] | 887 | 10.36 | 106 | 7.02 | 988 | 9.65 | 14.38 | [616, 622] | 896 | 10.89 | 96 | 5.99 | 992 | 9.68 | 12.35 | [623, 630] | 902 | 11.96 | 90 | 5.26 | 992 | 10.05 | 10.37 | [631, 641] | 932 | 11.68 | 68 | 3.88 | 1000 | 10.01 | 7.85 | [642, high] | 941 | 12.05 | 35 | 1.38 | 976 | 9.68 | 2.73 |
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