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2020
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Tab 8
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Research Article
Improved ML-Based Technique for Credit Card Scoring in Internet Financial Risk Control
Table 8
Result evaluation of credit scoring model.
Data classification
KS
AUC
GINI
Training set
0.3628
0.7269
0.4696
Validation set
0.3265
0.7225
0.4426
Testing set
0.3269
0.7244
0.4535