Improved ML-Based Technique for Credit Card Scoring in Internet Financial Risk Control

Table 9

ML model prediction results.

PP	GS	DS	KS	PR	ER
[0.50, 0.55]	0.1444	0.5269	0.4165	0.7023	0.0992
[0.55. 0.60]	0.1818	0.5986	0.4930	0.6032	0.0861
[0.60, 0.65]	0.2635	0.6320	0.4936	0.5998	0.0744
[0.65, 0.70]	0.2895	0.6598	0.4360	0.5366	0.0634
[0.70, 0.75]	0.3265	0.7998	0.3963	0.5183	0.0588
[0.75, 0.80]	0.3984	0.7911	0.3641	0.4880	0.0481
[0.80, 0.85]	0.4698	0.8698	0.3201	0.4609	0.0307
[0.85, 0.90]	0.5024	0.9269	0.3004	0.3504	0.0287