Research Article
Spatial Association and Explanation of China’s Digital Financial Inclusion Development Based on the Network Analysis Method
Table 1
Variables and indicators.
| Variable | | Indicator | Variable description |
| Dependent variable | Network relations | Spatial association network of digital financial inclusion development (R) | Spatial association matrix of digital financial inclusion development |
| Independent variable | Spatial adjacency relations | Spatial adjacency relation (S) | Spatial adjacency matrix |
| Economic development level | Difference in per capita GDP (E) | Per capita GDP difference matrix |
| Traditional finance development level | Difference in the total credit balance of financial institutions per unit of GDP (F) | Total credit balance of financial institutions per unit of GDP difference matrix |
| PC Internet development level | Difference in the Internet penetration rate (N) | Internet penetration rate difference matrix |
| Mobile Internet development level | Difference in the mobile phone penetration rate (M) | Mobile phone penetration rate difference matrix |
| Industrial structure | Difference in the tertiary industry output value per unit of GDP (I) | Tertiary industry output value per unit of GDP difference matrix |
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