Herd Behavior and Its Effects on Default in Chinese Microcredit

Table 7

Variables in the model.

		B	S.E.	Wals	df	Sig	Exp (B)
Step 1		0.005	0.001	24.250	1	0.001	1.000
		0.254	0.000	33.542	1	0.001	1.076
		0.107	0.094	15.209	1	0.019	0.968
		0.034	0.086	13.095	1	0.023	0.953

Note: the paper only lists the factors whose influence is significant.