Credit Behaviors of Rural Households in the Perspective of Complex Social Networks

Table 3

Impact of social networks on rural household credit behavior.

	(1)	(2)	(3)
	Whether credit or not	Credit scale	Credit scale
Social networks	0.489	0.596	0.684
	(0.072)	(0.075)	(0.099)
Education	−0.046	0.085	−0.199
	(0.019)	(0.078)	(0.101)
Job	0.093	0.465	0.442
	(0.053)	(0.223)	(0.252)
Gender	0.086	0.200	0.460
	(0.047)	(0.199)	(0.231)
Health	−0.355	−0.280	−0.661
	(0.067)	(0.028)	(0.315)
Age	−0.015	−0.045	−0.075
	(0.002)	(0.010)	(0.012)
Family size	0.091	0.307	0.558
	(0.057)	(0.249)	(0.277)
Marriage	0.020	0.554	0.141
	(0.067)	(0.273)	(0.325)
Politics	0.103	1.261	0.676
	(0.164)	(0.682)	(0.788)
Family income	−0.117	0.063	−0.510
	(0.027)	(0.081)	(0.161)
Risk attitude	0.034	0.233	0.121
	(0.034)	(0.141)	(0.162)
Constant	−1.962	0.564	−7.720
	(0.391)	(1.119)	(2.391)
N	3037	3037	3037

Note: standard errors in parentheses , , .