Research Article
The Effects of Nonperforming Loans on Dynamic Network Bank Performance
Table 11
Characteristics and performance of banks.
| Year | | Operating performance | Profitability performance | Risk management | FHC | Non-FHC | PGB | Non-PGB | FHC | Non-FHC | PGB | Non-PGB | FHC | Non-FHC | PGB | Non-PGB | n | 13 | 13 | 7 | 19 | 13 | 13 | 7 | 19 | 13 | 13 | 7 | 19 |
| 2004 | Mean | 0.796 | 0.822 | 0.798 | 0.813 | 0.621 | 0.369 | 0.445 | 0.514 | 0.631 | 0.441 | 0.557 | 0.528 | p value | 0.505 | | 0.470 | | 0.012 | | 0.954 | | 0.003 | | 0.435 | | 2005 | Mean | 0.794 | 0.818 | 0.834 | 0.795 | 0.591 | 0.395 | 0.435 | 0.515 | 0.650 | 0.509 | 0.652 | 0.553 | p value | 0.522 | | 0.751 | | 0.017 | | 0.402 | | 0.017 | | 0.088 | | 2006 | Mean | 0.774 | 0.827 | 0.843 | 0.785 | 0.624 | 0.537 | 0.567 | 0.586 | 0.730 | 0.554 | 0.692 | 0.623 | p value | 0.054 | | 0.260 | | 0.369 | | 0.402 | | 0.002 | | 0.069 | | 2007 | Mean | 0.794 | 0.795 | 0.844 | 0.777 | 0.638 | 0.575 | 0.559 | 0.624 | 0.684 | 0.586 | 0.667 | 0.624 | p value | 0.626 | | 0.112 | | 0.457 | | 0.311 | | 0.144 | | 0.214 | | 2008 | Mean | 0.828 | 0.822 | 0.890 | 0.801 | 0.551 | 0.503 | 0.466 | 0.549 | 0.697 | 0.587 | 0.684 | 0.627 | p value | 0.898 | | 0.378 | | 0.590 | | 0.840 | | 0.011 | | 0.260 | | 2009 | Mean | 0.879 | 0.859 | 0.935 | 0.845 | 0.421 | 0.437 | 0.408 | 0.437 | 0.696 | 0.559 | 0.711 | 0.597 | p value | 0.778 | | 0.030 | | 0.663 | | 0.435 | | 0.020 | | 0.053 | | 2010 | Mean | 0.914 | 0.888 | 0.956 | 0.881 | 0.335 | 0.359 | 0.333 | 0.352 | 0.739 | 0.604 | 0.751 | 0.642 | p value | 0.663 | | 0.026 | | 0.858 | | 0.623 | | 0.033 | | 0.026 | | 2011 | Mean | 0.929 | 0.901 | 0.960 | 0.899 | 0.415 | 0.389 | 0.395 | 0.405 | 0.836 | 0.700 | 0.821 | 0.748 | p value | 0.837 | | 0.060 | | 0.489 | | 0.583 | | 0.010 | | 0.016 | | 2012 | Mean | 0.936 | 0.908 | 0.965 | 0.906 | 0.474 | 0.422 | 0.417 | 0.459 | 0.866 | 0.697 | 0.816 | 0.769 | p value | 0.590 | | 0.030 | | 0.487 | | 0.583 | | 0.003 | | 0.046 | | 2013 | Mean | 0.936 | 0.914 | 0.963 | 0.912 | 0.496 | 0.427 | 0.421 | 0.480 | 0.864 | 0.728 | 0.838 | 0.780 | p value | 0.681 | | 0.037 | | 0.397 | | 0.435 | | 0.026 | | 0.060 | | 2014 | Mean | 0.944 | 0.920 | 0.976 | 0.916 | 0.457 | 0.562 | 0.459 | 0.528 | 0.921 | 0.797 | 0.893 | 0.846 | p value | 0.623 | | 0.075 | | 0.293 | | 0.563 | | 0.013 | | 0.053 | |
| Overall Score | Mean | 0.944 | 0.920 | 0.906 | 0.848 | 0.521 | 0.443 | 0.445 | 0.495 | 0.756 | 0.615 | 0.735 | 0.667 | p value | 0.623 | | 0.000 | | 0.004 | | 0.014 | | 0.000 | | 0.134 | |
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FHC: financial holding companies; PGB: privatized government banks; .
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