Research on Default Prediction for Credit Card Users Based on XGBoost-LSTM Model

Table 8

Model evaluation indicators for XGBoost model and XGBoost-LSTM model.

Algorithm	Train AUC	Train ACC	Test AUC	Test ACC	Test recall	Test precision
XGBoost	0.895	0.873	0.893	0.870	0.507	0.768
XGBoost-LSTM	0.954	0.937	0.953	0.936	0.736	0.928