An Optimal Credit Scoring Model Based on the Maximum Default Identification Ability for Chinese Small Business

Table 3

Classified result of the predicted model.

Actual default state	Predicted default state
	1 (default)	0 (nondefault)
1; (default)	The number of actual default customers judged to be correct; true positive (TP)	The number of actual default customers judged to be wrong; false negative (FN)
0; (nondefault)	The number of actual nondefault customers judged to be wrong; false positive (FP)	The number of actual nondefault customers judged to be correct; true negative (TN)