An Optimal Credit Scoring Model Based on the Maximum Default Identification Ability for Chinese Small Business

Table 5

The ranking of the experts for 16 indicators and numerical transformation.

(a) No.	(b) Experts	Importance ranking of indicators aij			Converting the rankings to values bij
		(1) X1 net cash flow ratio from current liabilities operating activities	…	(16) X16 score of pledged collateral	(17) X1 net cash flow ratio from current liabilities operating activities	…	(32) X16 score of pledged collateral
1	WHL	4	…	3	0.931	…	0.846
2	JYK	1	…	11	1.000	…	0.813
3	WP	12	…	1	0.632	…	0.776
…	…	…	…	…	…	…	…
42	XJL	9	…	3	0.776	…	0.931
43	LF	5	…	7	0.905	…	0.734