Supply Chain Financial Risk Evaluation of Small- and Medium-Sized Enterprises under Smart City

Table 1

Summary table of supply chain financing evaluation index system.

Target layer	Subtarget layer	Criterion layer	Indicator layer	References
Supply chain financing evaluation index system	B1 economic criteria	C1 asset investment	D1 actual total investment	[18, 22, 24, 25, 30]
		C2 financial quality	D2 return on equity	[18, 21–25, 30]
			D3 return on total assets	[18, 21–25, 30]
		C3 asset quality	D4 asset turnover rate	[18, 22, 23,25, 30]
			D5 accounts receivable turnover rate	[18, 22, 23, 25, 30]
		C4 capital structure	D6 asset-liability ratio	[18, 21–25, 30]
		C5 operational level	D7 sales growth rate	[18,21,22,24,25,30]
	B2 social criteria	C6 employment contribution	D8 employment opportunities	[18, 26, 30]
			D9 average wage level of workers	[18, 30, 36]
		C7 labor security	D10 labor contract signing rate	[18, 30, 36]
			D11 employee social security purchase rate	[18, 30, 36]
		C8 training education	D12 average annual training time of employees	[18, 26, 30, 36]
		C9 occupational safety	D13 casualty rate	[18, 36]
		C10 social contribution	D14 social contribution	[18, 36]
	B3 environmental criteria	C11 waste discharge	D15 exhaust emissions	[18, 30, 36]
			D16 sewage discharge	[18, 30, 36]
			D17 solid waste discharge	[18, 30, 36]
		C12 energy consumption	D18 total direct energy consumption	[18,30, 36]
		C13 resource utilization	D19 recycling rate	[18, 30, 36]
		C14 environmental protection	D20 environmental protection investment proportion	[18, 30, 36]
	B4 industry criteria	C15 industry cycle	D21 industry life cycle	[21–24]
		C16 industry barrier	D22 technology monopoly	[21, 22, 25]
			D23 government controlled monopoly	[21, 22, 25]
		C17 corporate relationship	D24 upstream and downstream industry concentration	[22–25]
		C18 industry informatization level	D25 new information technology application breadth and depth	[22, 24–26, 32]
		C19 industry technology evolution	D26 rate of industry technology evolution	[22, 24–26, 32]